Exceptional Properties Extraordinary Results
Exceptional Properties Extraordinary Results
Toronto & GTA Real Estate
The Harbour Real Estate
The Harbour Communities
- HARBOUR FLATS
- MANGUSTA TOWNS
- ISLAND TOWNS
- MARINA TOWNS
Exceptional Client Experiences
Meet Karin Rotem, the driving force behind the #1 real estate team at The Harbour. With a consistent record of delivering exceptional client experiences, Karin’s team is known for its unrivaled expertise and deep knowledge of the real estate market in Toronto and Innisfil, Ontario.
Capitalizing on their wealth of experience, Karin and her team have become the go-to real estate advisors for clients seeking to navigate the competitive property market in these regions. They not only provide tailored real estate solutions but also take pride in nurturing strong relationships with clients, underlining their commitment to service excellence.
From Toronto To The Harbour. We're There.
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The Harbour - For Rent & For Sale
Rental Income Mortgage in Canada: How Lenders Count It
How lenders in Canada count rental income to qualify you for a mortgage: the 50% to 80% rules, CMHC limits, OSFI’s 2026 changes and what to prepare.
Ontario Shoreline Setback: What Buyers Need to Know
There is no single Ontario shoreline setback. See how Lake Simcoe’s 30 m and 15 m figures, conservation permits and Innisfil’s CPPS decide what you can build.
Ontario Holdover Clauses: Get the Buyer List in Writing
Ontario has no standard holdover period. Check your listing agreement, request the buyer list in writing, and negotiate clear terms before relisting.