The Blog

What an Ontario title search shows, how to run one in OnLand by PIN or address, what it costs in 2026 and what it cannot tell you before you buy.

Open vs closed mortgage in Canada: how rates, prepayment and penalties differ, how to check which you have, and which fits a home, second home or rental.

Renting or buying in Toronto? Compare monthly costs, closing costs, break-even years and flexibility, with current figures and a simple way to run your own numbers.

Renting out a cottage, condo or Airbnb in Canada? See what seasonal and short-term rental insurance covers, what it costs, and what to tell your insurer first.

What a right-of-way easement is, how it differs from other easements, how to find one on title before you buy, and how shared driveways and removal work in Ontario.

Buying a house in Innisfil, Ontario: current prices, closing costs, property tax, neighbourhood data and what to check at Friday Harbour, from a local agent.

How much down payment a second home or vacation property needs in Canada, with worked examples at $300,000 and $600,000, plus amortization and tax checks.

What property managers charge in Ontario: typical percentages, flat fees, leasing and renewal costs, tax treatment, and how to compare quotes before you sign.

Ontario’s 10-day cooling-off period covers new condos, and from 2027 new freehold homes, but not resales. Here is who is covered, how it works and what to do.

Planning to buy a rental or vacation property in Canada? See the minimum down payment, how units and occupancy change it, and what funds count.

How a private mortgage works in Ontario, what rates and fees to expect, how it compares with bank and credit union mortgages, and how to plan your exit.

Can Americans buy property in Canada? Learn how the foreign buyer ban, Ontario’s 25% NRST, mortgages, rental income and estate rules affect U.S. buyers.