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Karin Rotem
  • Home
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    • Friday Harbour
      • Friday Harbour Sale Listings
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      • Aquarius
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Category: Uncategorized

Seasonal Rental Insurance in Canada: What to Cover and What It Costs

Homeowner and broker discuss seasonal rental coverage

Renting out a cottage, condo or Airbnb in Canada? See what seasonal and short-term rental insurance covers, what it costs, and what to tell your insurer first.

Right-of-Way Easements in Ontario: What Buyers Need to Know

Shared driveway between adjoining Innisfil homes

What a right-of-way easement is, how it differs from other easements, how to find one on title before you buy, and how shared driveways and removal work in Ontario.

Buying a House in Innisfil: Costs, Areas and Steps

Detached home on an Innisfil street

Buying a house in Innisfil, Ontario: current prices, closing costs, property tax, neighbourhood data and what to check at Friday Harbour, from a local agent.

Second Home Down Payment in Canada: What You Need

Couple reviewing a second home down payment

How much down payment a second home or vacation property needs in Canada, with worked examples at $300,000 and $600,000, plus amortization and tax checks.

Property Management Fees in Ontario: What Landlords Pay

Landlord and manager compare rental management fees

What property managers charge in Ontario: typical percentages, flat fees, leasing and renewal costs, tax treatment, and how to compare quotes before you sign.

Cooling-Off Period in Ontario: What Home Buyers Get

Buyer reviewing condo disclosure documents before deciding

Ontario’s 10-day cooling-off period covers new condos, and from 2027 new freehold homes, but not resales. Here is who is covered, how it works and what to do.

Investment Property Down Payment in Canada: What You Need

Buyer completing an offer in a duplex kitchen

Planning to buy a rental or vacation property in Canada? See the minimum down payment, how units and occupancy change it, and what funds count.

Private Mortgages in Ontario: Costs, Rules and How to Use One Well

Homeowner signing private mortgage closing papers

How a private mortgage works in Ontario, what rates and fees to expect, how it compares with bank and credit union mortgages, and how to plan your exit.

Americans Buying Property in Canada: Rules, Taxes and Costs

Buyers assessing a Canadian waterfront condo

Can Americans buy property in Canada? Learn how the foreign buyer ban, Ontario’s 25% NRST, mortgages, rental income and estate rules affect U.S. buyers.

Vacant Home Insurance in Ontario: What You Need to Know

Empty Ontario home with thermostat and bare floors

Leaving a home empty in Ontario? Learn how insurers treat vacant and unoccupied homes, the 30-day notice, vacancy permits, costs and inspection rules.

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182 Sheppard Avenue West, Toronto, Ontario M2N 1M8
karin@karinrotem.com
647-262-4357

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182 Sheppard Avenue West,
Toronto, Ontario M2N 1M8
karin@karinrotem.com
647-262-4357

Menu

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  • About Karin
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    • Friday Harbour
      • Friday Harbour For Sale
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      • Friday Harbour Pre-Construction
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